From property owner to flood intelligence specialist
It started with a building permit. When I set out to build on a parcel in Washington State, I discovered the property sat in a FEMA AE flood zone — the highest-risk designation, carrying mandatory flood insurance requirements and a complex set of regulatory obligations most people navigate completely blind.
What I found surprised me. The information existed — FEMA flood maps, public records, regulatory guidance — but it was scattered across government databases, written for engineers and regulators, and almost impossible to interpret without knowing where to look and what questions to ask.
So I started digging. I submitted Public Records Act requests to county and state agencies. I communicated directly with officials at multiple levels of government. I studied FEMA's mapping methodology, the NFIP's pricing structure, the LOMA/LOMR amendment process, and the regulatory frameworks that govern floodplain development across Washington, California, and Oregon.
Years of research produced something valuable: a deep, primary-source understanding of how flood risk is actually determined, communicated, priced, and regulated. Not how it's supposed to work in the brochures — how it actually works in practice, including where the system falls short of serving property owners.
Eventually I obtained my insurance producer license with a specialization in flood — not to sell policies, but to ensure I could speak to every dimension of flood risk with the authority and legal standing the analysis requires.
MyFloodReview is the service I built to make that expertise accessible. When you order a report, you're getting the benefit of years of firsthand research, regulatory navigation, and professional licensing — translated into plain language that helps you make better decisions about one of your most significant financial assets.
We serve Washington, California, and Oregon with particular depth in West Coast flood patterns, and are expanding to Gulf and Southern coastal states where flood risk is equally complex and equally underserved.