Flood Risk Intelligence™ Reports

Choose your level of analysis

Every report is individually reviewed by a licensed flood insurance professional before delivery. Not automated. Not a template. Real analysis on your specific property.

Level 1
Flood Risk Snapshot
$49
Quick clarity on your flood zone, insurance requirements, and current coverage status.
  • Current FEMA flood zone identification
  • Insurance requirement determination
  • NFIP vs. private market overview
  • Plain-language zone explanation
  • Key risk indicators for your address
  • Written report delivered by email
Select Snapshot →
Level 2
Property Analysis
$79
All Level 1 plus 2-year policy review, surrounding area context, and coverage gap identification.
  • Everything in Snapshot
  • 2-year flood insurance policy review
  • Surrounding area flood context
  • Coverage gap identification
  • Map amendment history check
  • Elevation certificate assessment
  • Insurance cost comparison
Select Analysis →
Level 3
Comprehensive Review
$129
All Level 2 plus expert optimization guidance to reduce risk and protect your investment.
  • Everything in Analysis
  • Up to 5-year policy review
  • Up to 3 insurance quote reviews
  • Regulatory compliance review
  • Risk mitigation recommendations
  • Expert follow-up support included
  • Zone appeal / LOMA pathway assessment
Select Comprehensive →

Not sure which level is right for you? Download a sample report first and see exactly what you'll receive before ordering.

What's Included

Full feature comparison

Feature Snapshot
$49		 Analysis
$79		 Comprehensive
$129
FEMA flood zone identification✓✓✓
Insurance requirement determination✓✓✓
Plain-language zone explanation✓✓✓
NFIP vs. private market overview✓✓✓
Flood insurance policy review—2 yearsUp to 5 years
Map amendment history (LOMA/LOMR)—✓✓
Surrounding area flood context—✓✓
Coverage gap identification—✓✓
Elevation certificate assessment—✓✓
Insurance quote reviews——Up to 3
Regulatory compliance review——✓
LOMA pathway assessment——✓
Expert follow-up support——✓
Delivery time2–3 business days2–3 business days2–3 business days
Common Questions

Before you order

Is this a real report or automated?

Every report is individually researched and reviewed by John Richardson, a licensed flood insurance professional and FEMA mapping specialist, before delivery. Not a template. Not AI-generated output. Real analysis.

How is this different from FEMA's website?

FEMA shows you raw map data. We interpret what it means for your specific property — insurance implications, amendment history, cost impact, regulatory context — in plain language you can act on.

Does this include insurance placement?

No — reports are independent analysis only, with no commissions or insurance sales involved. If you'd like insurance quotes after receiving your report, that's available as a separate optional service.

What if I disagree with my flood zone?

The Comprehensive Review includes a LOMA pathway assessment — evaluating whether you have grounds to formally challenge your designation with FEMA. Many properties are misclassified.

What states do you cover?

Currently serving Washington, California, and Oregon with particular expertise in West Coast flood patterns. Expanding to Gulf and Southern coastal states — contact us for availability.

What's your refund policy?

Due to the custom research involved, all sales are final once preparation begins. If you identify factual errors in your report we will correct them at no charge.